Specialist lenders recognise that financial difficulties can affect anyone. We look beyond the numbers to evaluate your current situation and capacity to repay.
Adverse credit refers to a less-than-perfect credit history, which may include late payments, defaults, County Court Judgments (CCJs), or even bankruptcy.
You're not alone - approximately 29% of us have struggled with adverse credit issues at some point. But that doesn't mean you can't access financial solutions. Many borrowers use secured loans as a stepping stone back to mainstream financial products, creating a positive path forward despite past difficulties. By making regular, on-time payments, you're actively rebuilding your credit profile
When you're dealing with adverse credit, secured loans offer several advantages:
Secured loans use your property as security against the loan amount. This security helps lenders manage their risk, making them more willing to consider your application despite adverse credit. Here's what you need to know:
Secured loans can provide a fresh start
Taking the next step towards a secured loan doesn't have to be complicated. Our straightforward process guides you from initial inquiry to approval, with tailored support at every stage. Here's how your journey to financial flexibility unfolds:
Gather your income details, spending habits, and credit history information to understand your current financial position.
by speaking with Click Mortgages, who understand adverse credit and have access to lenders willing to assist, even if you have experienced credit difficulties.
will identify the best options, discuss them with you, and provide comprehensive illustrations to aid in your decision-making.
Take the first step towards discovering the appropriate secured loan solution for your circumstances today. Please fill in your details below, and one of our adverse credit specialists will be in contact shortly.
